When students graduate, chances are their student loans are still hanging over their heads. In many cases, students aren’t fully aware of all their options. There are two ways to help your student loan debt: pay it off as soon as you can or change the way you pay your bills.
There are now a lot of options out there for students to get a credit card. Here are some of the best ones that we think should be on your radar. With students getting their first credit cards, some may need help figuring out which one is the best.
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5 Best Credit Card Options For Students in 2022
If you are a student, or even if you are not but want to apply for a credit card and need to get a credit card for the first time, then you will definitely need to get a credit card for your daily use.
However, you can apply for a credit card with a low credit limit from many banks. So how to choose the best credit card for your needs? Here we have listed the best credit cards for students.
1. SBI student plus advantage card
SBI student plus advantage card is a useful card from the state-run SBI (State Bank of India). Students are the most important group of customers for this bank, and hence, the bank has added a number of student-centric benefits and services to its credit card portfolio.
It is one of the top 5 student credit cards in India. The annual fee for the card is Rs. 5,000, but the value-added services are worth the money.
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2. Kotak silk inspire card
If you are yet to experience the magic of Kotak Bank’s Kotak Silk card, then it is clearly high time you get in touch with the lifestyle partner of the bank. The Kotak Silk card offers the maximum inconvenience for cardholders a premium credit card.
The Kotak silk inspires card allows you to get the best Paytm cashback and double cashback, which can be redeemed by spending on all major categories and categories of shopping, entertainment, and travel. The Kotak Bank, a subsidiary of the Kotak Mahindra Bank, was launched in 1997. The bank commenced its operations in Karnataka with the opening of its first branch in the city of Hubli.
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3. HDFC Bank ForexPlus card
HDFC Bank ForexPlus credit card is a reward credit card that comes with reward points based on spending on foreign currency exchange. The reward points are valid only for exchange in foreign currency. The points can be redeemed against 1.5% of the principal amount on the card. In the past five years, HDFC Bank has been at the forefront of the financial services revolution in India.
From the early days of their credit card, HDFC Bank has continually been innovating to provide their customers with the best banking experience, along with unprecedented levels of service and security, which includes making it the first bank in the world to offer chip and pin technology and the largest bank in India to offer an online platform for payments along with a mobile app.
4. Bank of Baroda financial prime card
The Bank of Baroda Financial Prime Credit Card for Students is the perfect choice for students and graduates who are looking for a cost-effective and flexible payment card. The card comes with a great number of benefits. It is easy to apply for, and you get free insurance cover on all transactions.
The card also comes with an attractive interest rate of 15.99%. Also, the card is easy to make payments, and the monthly installments are affordable. The card comes with a host of security features that ensure all your transactions are secured and safe.
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5. ICICI Bank student forex prepaid card
Students need banks to manage the exchange of money, to purchase books from the university, or buy clothes from the market. So, here comes ICICI Bank student forex prepaid credit card for students. So if you are a student, chances are you are in need of a prepaid credit card.
You may be looking for a prepaid card that is simple, convenient, and offers a certain degree of security. ICICI Bank student forex prepaid credit card is such a prepaid card and is ideal for students of all ages.
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